Clean Water Financing & Assistance

Programs Overview

The Virginia Clean Water Revolving Loan Fund (VCWRLF), previously known as the Virginia Revolving Loan Fund, was created in 1987. DEQ, on behalf of the State Water Control Board (SWCB), manages the VCWRLF, administering the policy aspects of the Fund, receiving applications and providing funding recommendations to the SWCB. The Virginia Resources Authority (VRA) serves as the financial manager of the Fund.

Initially, the VCWRLF included a single program which was established to provide financial assistance in the form of low-interest loans to local governments for needed improvements at publicly-owned wastewater treatment facilities and/or collection systems. In 1999, 2001 and 2003 the scope of VCWRLF activity was expanded by the State Water Control Board and DEQ implemented additional programs to provide low interest loans related to agricultural and other non-point source water quality issues. The following loan programs are now operated within the Virginia Clean Water Revolving Loan Fund.

This brochure provides a brief overview of all the loans available through the VWCRLF

Wastewater Loan Program

Loans provided to Virginia local governments to assist with wastewater treatment plant and/or collection system improvements. Localities may apply for a loan from the VCWRLF Wastewater Loan Program for any expansion, upgrade, extension, replacement, repairs, rehabilitation, and/or additions to publicly-owned wastewater collection and treatment facilities; construction of any needed new facility or new conveyance system; and any planning and/or design costs associated with the above improvements.

Agricultural BMP Loan Program

On June 27, 2019, the SWCB approved the revised guidelines.  New program incentives include:  * 0% interest on all loans, * No long term loan requirements, * Potential for principal forgiveness, * Additional eligible conservation practices, and * Expanded list of eligible applicants.  The program is now accepting applications.  You can find additional information on this newly expanded program on the webpage.

Brownfield Loan Program

Loans provided to local governments, public authorities, partnerships or corporations for activities undertaken at Brownfield sites, as defined in §10.1 1230, for the purpose of reducing ground water contamination or reducing risk to public health.

Land Conservation Loan Program

Loans provided to local governments or holders, as defined in §10.1-1009 of the Code of Virginia, for acquiring fee simple title or permanent conservation or open space easements that (1) protect or improve water quality and prevent the pollution of state waters, and (2) protect the natural or open-space values of the property or assure its availability for agricultural, forestal, recreational, or open-space use.

Storm Water Loan Program

Loans provided to local governments for the construction of facilities or structures or implementation of best management practices that reduce or prevent pollution of state waters caused by storm water runoff from impervious surfaces.

Living Shorelines Program

Loans provided to local governments in order to directly establish living shorelines themselves or to establish a local government funding program for individual citizens to establish living shorelines on their properties to protect or improve water quality.  During the 2019 session, the General Assembly expanded this program to include specific small businesses located within the Rural Coastal Virginia Community Enhancement Authority.  The revised guidelines are now available on

Water Quality Improvement Fund

Currently, project eligibility is limited to design and installation of nutrient reduction technology at Chesapeake Bay watershed publicly owned wastewater treatment plants.  The DEQ Director is required to sign an agreement with all eligible applicants with one exception.  The Director may defer a grant if it is determined that the use of nutrient credits in accordance with the Chesapeake Bay Watershed Nutrient Credit Exchange Program (§ 62.1-44.19:12 et seq.) would be significantly more cost-effective than the installation of nutrient controls for the facility in question.

Detailed information regarding any of the Virginia Clean Water Financing and Assistance programs can be obtained by contacting:

Karen Doran, Program Manager
Department of Environmental Quality
Clean Water Financing & Assistance Program
P.O. Box 1105
Richmond, Virginia  23218
Telephone: (804) 698-4133


FY 2020 SLAF Solicitation

Applications are being solicited between September 16, 2019 - November 15, 2019 for Non-Point Source Nutrient Credit purchases and stormwater projects including: i) new stormwater best management practices; ii) stormwater best management practice retrofits; iii) stream restoration; iv) low impact development projects; v) buffer restorations; vi) pond retrofits; and vii) wetlands restoration.  Three (3) completed applications and one (1) Commonwealth of Virginia (COV) W-9 form must be postmarked by November 15, 2019 or hand delivered by 5:00 p.m. on November 15, 2019.

Largest Land Conservation Project in Virginia Funded by VCWRLF

The VCWRLF has provided over $20 million dollars for a conservation easement on 22,856 acres in Russel County. The easement provides that the Nature Conservancy manages the property as a working forest, using sustainable practices to improve and maintain the health of the forests. The project is designed to protect and restore wildlife habitat, secure clean water within the Clinch River watershed, and sequester atmospheric carbon to mitigate climate change. At the same time, it aims to support outdoor recreation and foster local economic development in southwest Virginia. The full press release is now available.

Ag BMP Loan Program Resumes

The Ag BMP Loan Program is now accepting applications from Agricultural producers to fund non-point source best management practices.  Applications are accepted year round and evaluated every month.  This brochure provides a quick overview of the program.

FY 20 Annual Solicitation

The Department of Environmental Quality's (DEQ) FY 2020 annual solicitation of applications for financial assistance through the Virginia Clean Water Revolving Loan Fund (VCWRLF) is now over. The draft list of targeted FY 2020 loan recipients will be presented to the Director of DEQ for tentative approval. Soon after, we will post the list and information regarding the public meeting, the review, and comment period.

CWFAP Notifications

To improve communication, efficiency and timeliness, sign up HERE to receive e-mail notifications on the funding opportunities available through the Clean Water Financing and Assistance Program to include solicitations for the Clean Water Revolving Loan Fund and the Stormwater Local Assistance Fund.

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Virginia Department of
Environmental Quality
P.O. Box 1105
Richmond, VA 23218
(804) 698-4000

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